An effort by banks to get rid of cheques has been met with resistance by the lobby group Consumer Focus, who say two thirds of us still write and cash cheques.

Andrew Tyrie, chair of the Treasury Select Committee, and Sandra Quinn of the Payments Council, the body with the power to abolish cheques, debate why ditching cheques will "fail consumers".

Get in touch with Today via email , Twitter or Facebook or text us on 84844.